Ireland Financial Calculators
3 calculators ยท reported in EUR
Calculators built around Ireland's own rules. The relevant authority is Revenue Commissioners. Every tool runs entirely in your browser, so the numbers you type are never uploaded.
Ireland calculators
Ireland Take-Home Pay Calculator (2026)
Estimate net pay after Income Tax at 20% and 40%, the Universal Social Charge, PRSI and pension relief, with the standard rate cut-off and tax credits applied.
Ireland Mortgage & Repayments Calculator (2026)
Calculate monthly mortgage repayments in Ireland. Test Central Bank borrowing limits (4x LTI for first-time buyers, 90% LTV) and see total interest over loan term.
Ireland Pension Tax Relief Calculator (2026)
Calculate your tax relief on pension contributions in Ireland. See how 40% marginal rate tax relief turns a โฌ100 contribution into โฌ60 out of pocket.
Tax facts at a glance
- Income tax is charged at 20% up to the standard rate cut-off point, then 40% above it.
- The single person tax credit and the PAYE credit are worth โฌ2,000 each for 2026.
- USC applies at 0.5%, 2%, 3% and 8% across four bands.
- Employee PRSI for Class A is 4.35% of earnings from 1 October 2026, above the weekly threshold.
- Pension contributions reduce taxable pay, which lowers both income tax and USC.
Figures reflect the published rates for the current tax year and are estimates rather than filing advice on their own.
Frequently asked questions
Why is USC shown separately from PAYE?
USC is a separate charge on gross income collected through the PAYE system, so payslips list it as its own deduction alongside income tax and PRSI.
What does the PAYE credit mean for me?
It is a non-refundable credit of โฌ2,000 for 2026 that reduces the income tax you owe, in addition to the single person credit.
How does pension relief work in this estimate?
The calculator treats your contribution as a pre-tax deduction, which reduces taxable income, income tax and USC. Ireland also applies age-related earnings limits, which are not modelled here.
These calculators provide planning estimates, not tax advice. Verify every figure with the official guidance published by Revenue Commissioners before you file or sign a contract.
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